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Monthly Archives: May 2009

I didn’t make a blog last week, but I think that’s ok, because this week and last week were both about money. So I can just combine them both here. Right? Of course I can. Why couldn’t I? Are you gonna stop me? Maybe you will… I hope not though. I don’t think you would. So I’m just gonna go write ahead and do this. (LOOK A PUN!).

Daring gave you guys envelopes. You should be using them. To save your money. And help manage what you do with it. The envelopes were for saving, spending and giving. You should be putting the least amount of money into your spend folder, in my opinion. But, just make sure that you’re putting money into each envelope, and you’re not constantly running out of money in your “spend” envelope. That’s bad news bears.

And when you do take money out of your spend envelope, make sure it’s something you would actually use. One of the biggest problems most people have with money is spending on stuff they won’t use as much as they think they would. So before you buy something for yourself, make sure you would ACTUALLY use it enough to make it worth paying the full price for it. However, that doesn’t mean you’re giving away your money, you should be worrying about how the people you’re giving it to are spending it. That really shouldn’t concern you. How they spend the money you give them is between them and God, so don’t be so hesitant about giving money to someone just because you think they might not spend it in a way you think would be worth it. God doesn’t care that you’re giving money to someone who is going to use it better than another person, he just wants you to give money more than you spend. 

And you know what that means? When someone says “Hey, could I have a few dollars? I really need it,” don’t respond with “Well, what do you need it for?” because it shouldn’t even be relevant in whether or not you’re going to give them what they’re asking it for. If God gives you the opportunity to be generous, take it, otherwise he might not give you another one. And by that I mean being stingy results in poverty. 

If you use debit cards or something like that where you never actually hold the money you spend and can’t put your cash in the envelopes, do something else. There aren’t any excuses not to save your money. If you have a debit card, keep careful track of what you spend. One way I save is to keep every receipt I get when I buy something. When I have the time, I take all the receipts out of my wallet and write them  down in a saved note on my phone. It looks sort of like this…


Those are all whole numbers if you didn’t notice. Everytime I spend anything, I round it upward one dollar. Even it’s like $3.01, I round it to $4.00. It ensures that when I subtract it out and see the total in my checking account, I never go negative, and it creates a small savings over time. AWESOME!!!

Also, tithing can be more difficult when you use debit, because I’ve yet to see a church that has a little card slider on the offering basket they pass around. That would be pretty sweet, but it’s not gonna happen, so whenever you get your paycheck or however you accumulate monies, ask to have back 10% of it in cash so you can carry it around in your wallet until Sunday. It’s pretty simple, really.

Or you can do what Lyndsy said and just write down the amount in your bank account on your envelopes. That’s a great idea too. So now you have all sorts of ideas  and methods of saving money. Great job. Do one of them.

So once upon a time Darin gave us little envelops to help us with how we use money. It’s a pretty good idea. You should be doing this. Or something else. You don’t necessarily have to do his envelope-enduced method of saving, but saving is a good idea. So is tithing. Because like Darin said. It isn’t your money. So don’t horde it. Go on. Don’t. I dare ya. 

Proverbs is chock full of wisdom on saving money, so you should read proverbs because it’s delicious. If you could memorize the book of proverbs and apply it 100% to your life, you would probably wind up being the wealthiest kid in the world. Example:Proverbs 6:9-11

But you, lazybones, how long will you sleep? When will you wake up? A little extra sleep… then poverty will pounce on you like a bandit; scarcity will attack you like an armed robber.

There’s also Proverbs 11:24…

Give freely and become wealthy; be stingy and lose everything.

There’s plenty of verses in Proverbs that imply the same thing: generosity and hard work will make you wealthy.  I really don’t see any other way to interpret it. If you avoid laziness and spend your money on others and God, you’ll get more money. And you like more money. So don’t spend what money you earn on yourself, or you’ll be poor. And you don’t like being poor. I know you don’t. I was watching you not like it. You didn’t even know. Why do you think people who win the lottery go bankrupt most of the time? They didn’t work for it. It was just good luck. Laziness provides you with poverty. Never take the easy way out, because it won’t turn out the way you want it. Work hard for what you want, and you’ll get more than you bargained for… in a good way.

 Darin also gave me some verses to share with you guys, but I kinda lost them… So I’ll come back and edit this, and talk about those when I find them… Heh. =]

That’s all for today kids. I’d write me if I wasn’t needing to get ready for my sisters wedding. COMMENT! RESPOND! DISCUSS! SHARE IDEAS! ARGH!!!